Accounts & Money Movement

Build complete account experiences across deposits and payments

Flexible accounts and seamless money movement, built on a unified infrastructure with native card issuing integration.

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FEATURES

Banking infrastructure, fully managed

Operate accounts and payments without managing the underlying complexity. From onboarding to transactions, everything is handled within a unified infrastructure.

Provide each user with dedicated account and routing numbers, with onboarding and ongoing monitoring built in.

Enable funding and payments across multiple rails, supporting real-time transaction flows.

Connect account programs to card issuing through a single, unified infrastructure, without requiring your own license.

We simplify regulatory and operational complexity by supporting onboarding, monitoring, reporting, AML and fraud operations alongside licensed financial institutions.

Features
HOW IT WORKS

From onboarding to live accounts

Integrate, validate, activate. Accounts ready to transact from day one.

01
Build your experience

Design the front-end journey within your platform.

02
Onboard customers

We streamline KYC, validation and onboarding through our APIs with final approval provided by the partner institution.

03
Create accounts

Dedicated account and routing numbers generated instantly after approval.

04
Start transacting

Enable payments, transfers and balance management through a unified infrastructure.

How it Works
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
Credit Unions
Community Banks
Fintechs
Retail
WHY CSU DIGITAL

Built for real-world finance

A unified infrastructure that combines account, payments, and compliance capabilities, built to support real financial operations without adding operational burden.

Time to market
Time to market

Launch account and payment capabilities faster with infrastructure designed to reduce integration and operational complexity.

Adaptable to your model
Adaptable to your model

Flexible account structures, payment flows, and customer experiences that evolve with your business.

Reliability
Reliability

Built on over 30 years of experience supporting high-volume financial operations with reliability and consistency.

Managed Services
Managed Services

From onboarding to compliance, we handle the operational and regulatory layers so you can focus on growth.

Why CSU
FAQ

Frequently asked questions

We support checking accounts designed for deposits and a full suite of payments and money movement.

No. You can create and offer accounts without holding your own banking license. CSU manages the underlying infrastructure and regulatory requirements in partnership with licensed institutions. Your integration only requires the essential data needed for onboarding.

Our platform supports multiple payments rails, including ACH, Fedwire and SWIFT, enabling both domestic and international money movement.

Yes. CSU provides real-time, enterprise grade transaction monitoring and authorization, supported by dedicated human operational teams that review and respond to suspicious activity to ensure secure and reliable transactions.

Yes. Each account is provided with banking details, including account and routing numbers, making it fully enabled to receive send and receive money to and from other US-based accounts.

Contact
CONTACT

Speak with our specialists

Whether you are launching a new program or migrating your current operation, our team is ready to map out the right fit for your business.

Scale with the security, speed and infrastructure of your business demands

Our team of specialists is ready to deliver the solution for your business.